Apollo Munich Health Insurance 

Health Insurance: A Necessity

Owing to a rise in lifestyle diseases and double-digit medical inflation in India every year, health insurance has become a necessity for every individual.

To elaborate on the shift in mindset, an individual has started looking at the broader aspect of their life and its healthcare needs. And the best part is that they have started accepting the fact that they actually do need health insurance.

Apollo Munich Health Insurance offers the best health insurance plans in India today, for men and women of any age. Apollo Munich offers individual health insurance plans, family floater health insurance plans and group health insurance policies for corporations. Ranging from Optima Restore to Easy Health to Energy, these health insurance policies will not only guard you against the present and future spiralling healthcare costs, but will also guide you on the path to wellness for the long term.

Apollo Munich has also come up with an outpatient health insurance plan called Day2Day Care that covers you for unlimited doctor consultations at network centres and outpatient medical costs including pharmacy, diagnostic tests, vaccination and physiotherapy.

Another health insurance plan; Health Wallet, has been crafted by Apollo Munich to help secure not only your present, but also your future, with a Reserve Benefit. The Reserve amount, separate from your sum insured, covers out-of-pocket costs including doctor visits, pharmacy, medical devices and much more. The unused Reserve gets carried forward and earns a 6% bonus at each renewal. You can even use the Reserve to pay up to 50% of your premium, after five continuous renewals.

Apollo Munich Health Insurance has received numerous positive reviews and ratings for its health insurance plans and policies, which have been ranked as the best plans in the health insurance industry by several of India’s popular publications such as “The Economic Times” and “The Hindustan Times”. The company offers its products through a network of 100 physical offices, well-trained sales partners and directly through its call center, website and in-house sales force.

Financial planing through Mutual Funds S.I.P. Investments

A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. These investors may be retail or institutional in nature.

Mutual funds have advantages and disadvantages compared to direct investing in individual securities. The primary advantages of mutual funds are that they provide economies of scale, a higher level of diversification, they provide liquidity, and they are managed by professional investors. On the negative side, investors in a mutual fund must pay various fees and expenses.

Primary structures of mutual funds include open-end funds, unit investment trusts, and closed-end funds. Exchange-traded funds (ETFs) are open-end funds or unit investment trusts that trade on an exchange. Mutual funds are also classified by their principal investments as money market funds, bond or fixed income funds, stock or equity funds, hybrid funds or other. Funds may also be categorized as index funds, which are passively managed funds that match the performance of an index, or actively managed funds. Hedge funds are not mutual funds; hedge funds cannot be sold to the general public and are subject to different government regulations.

LIC Passbook

We at Aask Consultacy assist you for generating LIC PassBook. You will get below details from passbook :-

1. Comprehensive Family Cashflow
2. Yearwise Cashinflow in the form of Money back or Maturity
3. Monthwise Premium Calender
4. Year wise Incometax Saving
5. Policy Status Report